Shop Your Way is hiring a
Head of Legal Solutions in United States

Summary

The job is for a Head of Legal Solutions (Loyalty + Credit) at Shop Your Way, a high-growth FinTech company. The role involves leading legal, risk, compliance initiatives for the SYW Rewards and Mastercard programs, with a focus on growing the business by 80%.

Requirements

• J.D. Degree with a minimum of 8+ years or proven hands-on experience driving and supporting credit product, credit marketing, and credit risk/compliance programs across branded, co-branded, and/or general-purpose cards
• Deep understanding and experience in consumer lending and protection, including Compliance laws, rules, regulations, risks and typologies; including but not limited to CCPA, TCPA, GDPR, and more
• 3+ years experience with credit card marketing
• Fair Lending & Consumer Financial Protection Act expert
• Experience with advising teams leveraging algorithms and business specific data to serve credit card ads to potential customers
• Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging
• Excellent written, verbal and analytical skills
• Must be a self-starter, flexible, innovative and adaptive; able to successfully navigate complex and novel legal/business situations
• Highly motivated, strong attention to detail, team oriented, organized

Responsibilities

• Lead initiatives and manage high-impact special project work streams with a results-driven focus to deliver solutions across: credit and lending, consumer protection & privacy, and financial services marketing
• Translate new business development strategy, goals, and initiative details in a succinct and clear manner; provide direction and guidance on the programs for/with/to Citibank
• Accelerate speed to market of new opportunities by being the single point for legal review of contracts, as well as with Citibank
• Develop the legal operating model and processes that move with speed while maintaining the required level of risk and compliance rigor
• Engage with the product and function coverage teams, in order to partner to develop and apply Program solutions that meet the function/business/product and customer needs in a manner consistent with the Citi program framework
• Develop creative solutions and well-reasoned legal-business cases that accelerate and advance the go-to-market efforts
• Advise function/business/product management and teams on regulatory and compliance issues; develop and ‘sell in’ credible challenges and arguments in favor of the solutions
• Serve as a subject matter expert on Citi’s Compliance programs. Provides expert guidance on function/business/product regulations on a real-time basis to manage compliance risk
• Oversee the monitoring and identification of regulatory developments, including enforcement actions, and new laws, regulations, rules, and interpretations or guidance relating to the supported function/business/product
• Anticipate and address potential legal risks with business partners