Loan Officer

Summary

Join Orchard Mortgage, an affiliate of Orchard, as a Mortgage Loan Officer in Houston, TX. This full-time, remote position focuses on building relationships with Orchard agents and customers to secure loan business. You will consult with clients on financing solutions, collaborate with real estate agents, and manage a pipeline of 10-15 loans monthly. The role requires at least 3 years of lending experience, an active NMLS license in Texas, and strong consultative sales skills. You'll be the go-to person for home financing needs, working with various teams to ensure excellent customer outcomes. Occasional weekend coverage is required.

Requirements

• At least 3+ years experience with lending experience and an active NMLS license or registered (Texas required)
• Strong consultative sales skills to get our customers the best financial outcome and help them understand the programs available to them
• A passion for customer service and relationship building with keeping both our customers and agents in the loop on what is going on, even if that is after hours or on a weekend
• Deep knowledge of guidelines pertaining to Fannie Mae, Freddie Mac, FHA, VA with the ability to provide high quality pre-approvals/pre-qualifications
• Technology savvy with the ability to learn and work with new systems especially as the mortgage world progresses

Responsibilities

• Consult with clients about current needs and financing solutions to help them achieve their financial goals including Orchard Mortgage’s unique offerings such as our Equity Advance loan
• Build great relationships with Orchard’s real estate agents and collaborate with them to create a great home buying experience for our customers
• Be “go to person” for all home financing related needs that our customers or agents have including being the expert on our Equity Advance loan and Move First offering
• Close a high percentage of captive leads and manage pipeline of at least 10-15 loans per month, primarily purchases with some refinances
• Work collaboratively with other teams across the Orchard ecosystem in Real Estate and Title Operations to provide the best customer outcomes
• Support weekend coverage once per month to ensure customers have the support they need even on weekends

Preferred Qualifications

• Familiarity with common non-QM programs and reno/construction loans
• Experience with Blend and Byte (or similar systems)