Product Manager - Payments

Summary

Join Alpaca, a leading brokerage infrastructure technology company, as a Product Manager specializing in global and local payment rails. You will spearhead various payment initiatives, developing and enhancing our global financial platform to provide seamless solutions for our partners. This role involves owning the product strategy and roadmap for Alpaca’s global funding infrastructure, integrating new payment methods in international markets, and defining product requirements for our APIs. You will collaborate with various teams, conduct market research, analyze KPIs, and manage the product lifecycle. Building relationships with banks and payment vendors is also crucial. Communicate product vision and strategy to stakeholders effectively.

Requirements

• Bachelor's degree in Computer Science, or equivalent professional experience
• Demonstrated experience within the payments ecosystem, including a deep understanding of payment processing, cross-border transactions, and global payment methods (e.g., ACH, SEPA, wires, local bank transfers)
• Strong understanding of global and local payment processing, regulations, and technologies
• Excellent analytical, problem-solving, and communication skills
• Ability to work effectively in a fast-paced and collaborative environment

Responsibilities

• Own and execute the end-to-end product strategy and roadmap for Alpaca’s global funding infrastructure, encompassing all inbound and outbound payment flows for our users
• Identify, evaluate, and lead the integration of new local and alternative payment methods in international markets. You will own the business case for expansion and the execution of new rail integrations from discovery to launch
• Define the product requirements for our public-facing Payments and Funding APIs and the underlying internal systems. You will champion a world-class experience for our developer partners, ensuring our APIs are scalable, reliable, and well-documented
• Collaborate with engineering, design, finance, and operations teams to deliver high-quality solutions
• Conduct market research and competitive analysis to identify opportunities and inform product decisions
• Instrument, analyze, and own KPIs for the payments funnel—including conversion rates, cost-per-transaction, settlement times, and error rates. You will use this data to drive the prioritization roadmap and communicate impact to stakeholders
• Manage the product lifecycle from conception to launch and beyond
• Build and manage relationships with banks and payment rail vendors to discover the best solutions
• Communicate product vision and strategy to stakeholders

Preferred Qualifications

Experience with Agile methodologies is a plus

Benefits

• Competitive Salary & Stock Options
• Health Benefits
• New Hire Home-Office Setup: One-time USD $500
• Monthly Stipend: USD $150 per month via a Brex Card