Regulatory Reporting and Credit Risk Analyst

Summary

Join us at Remote and become a Regulatory Reporting and Financial Risk Analyst in our Risk & Compliance Department. This unique dual role supports both credit risk and payments regulatory teams across our licensed entities. You will conduct credit risk assessments, develop reporting frameworks, collaborate with cross-functional teams, and produce regulatory reports. The ideal candidate possesses strong financial analysis skills, experience in the financial services industry, and the ability to transform data into actionable insights. This fully remote position offers competitive compensation and benefits, and we prioritize applications from candidates in the East Coast America timezone.

Requirements

• Bachelor’s degree in Finance, Business Management (or related field) - or equivalent professional experience
• Solid experience in Risk, Finance or Operations within a financial institution
• Regulatory reporting experience within a regulated financial institution, preferably a bank or payment service providers
• Knowledge of UK / EU / Canadian regulatory reporting requirements, ranging from capital adequacy reports to statistical fraud reports is ideal
• Proactive, detail-oriented, and analytical mindset with a strong problem-solving mindset
• Excellent communication skills
• Proficiency in Excel, Google Sheets, SQL queries and data analysis
• Self-starter with the ability to work independently and manage multiple priorities
• Proven ability to adapt, identify opportunities, drive improvements, and implement change
• Fluent in English, both written and spoken

Responsibilities

• Conducting credit risk assessments for new deals and business and making proposals to senior management
• Developing, assessing and enhancing credit risk reporting frameworks, including monitoring alerts and early warning indicators
• Collaborating cross functionally with the Collections, Compliance and Product teams to optimise risk mitigation strategies
• Producing capital, liquidity, or statistical regulatory reports
• Maintaining and improving regulatory reporting controls, ensuring proper documentation, accuracy and audit readiness
• Ensuring timely and accurate regulatory reporting, meeting all submission deadlines with high data integrity
• Understanding and documenting data inputs and outputs, ensuring that regulatory information is prepared and disclosed in a consistent manner
• Monitoring and assessing the impact of new and evolving regulatory reporting requirements

Preferred Qualifications

Remote work experience is a plus, but not required

Benefits

• Work from anywhere
• Flexible paid time off
• Flexible working hours (we are async )
• 16 weeks paid parental leave
• Mental health support services
• Stock options
• Learning budget
• Home office budget & IT equipment
• Budget for local in-person social events or co-working spaces