Curative

Summary

Join Empora's Operations Department as a Title Curative, a high-impact role focused on ensuring clear and marketable property titles for real estate transactions. This remote position requires expertise in title curative functions, including reviewing legal documents, preparing title commitments, and resolving title issues. You will collaborate with underwriters and other team members to streamline processes and ensure timely closings. The ideal candidate possesses a bachelor's degree, 3-5 years of relevant experience, and a deep understanding of real estate law and title insurance. Empora offers competitive compensation, comprehensive benefits, and a flexible work environment.

Requirements

• An insatiable desire to challenge and change the status quo in the title industry
• A bachelor’s degree or equivalent and at least 3-5 years of experience as a title curative, including multi-state or national experience in purchase and refinance transactions
• Familiarity with assignment contracts, transactional funding, double closings, title abstracts and chain of title, legal descriptions, surveys, lien searches, property taxes, probate, bankruptcy documents
• An understanding of state-to-state curative requirements and variances
• Ability to accurately analyze and evaluate documents as they relate to the title
• Comprehensive knowledge of underwriting policies and guidelines
• Comprehensive knowledge of real estate law and title and escrow curative procedures in addition to local regulatory title insurance laws & requirements
• Operation with a sense of timeline urgency toward desired closing dates; ownership mindset, exceptional agility, and excellent problem solving skills
• A “quarterback” mentality to collaborate with appropriate parties toward escalation resolution

Responsibilities

• Execute Title Curative Functions with Excellence
• Review title abstracts and chain of title, legal descriptions, surveys, lien searches, property taxes, probate, and bankruptcy documents
• Prepare or review title commitments including requirements, endorsements, and exceptions
• Cure title issues and review all clearance documentation for sufficiency
• Draft and review documents, deeds, and state-specific recording transmittal forms
• Review entity documents for authority and signature blocks
• Identify dower and witnessing requirements for documents
• Communicate and collaborate with underwriters and other employees for issue resolution and process enhancement
• Other duties as assigned

Preferred Qualifications

• In-house examination experience
• Resident title insurance license
• Any additional non-resident title insurance license

Benefits

• Competitive compensation
• Comprehensive medical, dental, and vision coverage and HSAs (we cover 100% of employee premiums and 75% of dependent premiums)
• Short and Long Term Disability coverage, and Basic Life Insurance
• Paid parental leave
• Flexible vacation policy
• Technology and office setup provided so you can do your best work
• 401(k) matching