Senior Product Manager, Embedded Finance

Summary

Join Marqeta's Flexible Wallet team as a Senior Product Manager of Embedded Finance and help drive the next generation of card issuance, payments, and lending products. You will own the product strategy, execution, and go-to-market for emerging product lines, collaborating cross-functionally to launch and scale innovative financial solutions. This role requires a proven track record in building and scaling financial products in a high-growth environment, strong technical acumen, and deep understanding of card issuance and payment processing. The position offers a flexible work environment (remote or Oakland, CA office) and a competitive salary and benefits package, including health insurance, flexible time off, retirement savings, equity, parental leave, and professional development opportunities. Marqeta is committed to fostering a diverse and inclusive workplace.

Requirements

• 5+ years of product management experience in fintech, embedded finance, payments, or lending
• Proven experience building and scaling financial products from 0 to 1 in a high-growth environment
• Strong technical acumen – ability to work closely with engineering teams and understand API-driven products
• Deep understanding of card issuance, payment processing, credit/lending, or banking-as-a-service (BaaS) models
• Ability to thrive in ambiguous, fast-paced environments, balancing strategic vision with execution
• Strong analytical and problem-solving skills, with a data-driven mindset
• Excellent communication and stakeholder management skills – ability to work with both internal teams and external partners

Responsibilities

• Define & Drive Product Strategy – Own the roadmap for our new fintech products, aligning business goals with customer needs
• Build & Scale Embedded Finance Solutions – Develop innovative products in card issuance, payments, or lending, collaborating with engineering, design, and data teams
• Execute with Excellence – Work cross-functionally with design, engineering, data science, legal, compliance, and external partners to build, launch, and scale compliant financial products
• Customer & Market Research – Deeply understand customer pain points, industry trends, and competitive dynamics to shape product decisions
• Prioritize with Data – Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments
• Partner with Fintech Ecosystem – Work closely with banks, networks, and fintech partners to drive innovation and enhance our platform’s capabilities
• Optimize & Iterate – Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience

Preferred Qualifications

• Experience working with compliance, risk, and regulatory frameworks in fintech is a plus
• Hands-on experience in AdTech with creating solutions for demand and supply partners

Benefits

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution and after tax contributions
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development
• Annual bonuses to eligible employees