Corporate Onboarding Specialist

Summary

Join Xapo Bank as a Corporate Onboarding Specialist and build, execute, and refine anti-financial crime strategies for corporate clients. You will conduct thorough KYB onboarding, risk assessments, and reviews, ensuring compliance with AML/CFT regulations. Responsibilities include designing workflows, reviewing corporate documentation, investigating red flags, and collaborating with cross-functional teams. This is a fully remote position, offering a flexible PTO plan and a yearly budget for professional development. The ideal candidate possesses a Bachelor’s degree, 3+ years of relevant experience, and a strong understanding of AML regulations and corporate structures. ACAMS, ACFCS, or similar certifications are a plus. Xapo Bank offers a work-from-anywhere policy and prioritizes a great work-life balance.

Requirements

• Bachelor’s degree in finance, law, business, economics, accounting, criminology, or a related field
• 3+ years of experience in KYB, AML, or Compliance, preferably in fintech, crypto, or banking environments
• Proven understanding of corporate structures, UBO verification, business risk assessment and jurisdictional risks
• Familiarity with AML regulations and financial crime typologies related to business accounts
• Hands-on experience with transaction monitoring systems and IDV tools
• Excellent attention to detail, analytical skills, and a methodical approach to complex casework
• Experience developing training materials, frameworks, and working with cross-functional teams across various time zones
• Ability to manage high volumes of work while maintaining quality and meeting deadlines
• Strong written and verbal communication skills
• Self-driven, curious, and adaptable to fast-paced environments
• Past experience of working within Fintech, Banking or Cryptocurrency industries is required
• A dedicated workspace
• A reliable internet connection with the fastest speed possible in your area
• Alignment with Our Values and the Xapo Values-Driven Leadership principles

Responsibilities

• Design, build and refine KYB workflows, policies, training and documentation
• Conduct KYB onboarding, risk assessments and periodic reviews of business customers, ensuring compliance with AML/CFT regulations and internal standards
• Review corporate documentation and analyse business structures, ownership, source of funds/wealth, and nature of business operations to verify identities and assess risk
• Work with Product, Engineering and Data teams to improve the onboarding and monitoring processes
• Identify and investigate red flags during onboarding and ongoing transaction monitoring
• Review screening alerts (Sanctions, PEPs, Adverse Media) for businesses and associated individuals
• Maintain detailed case records, ensuring decisions are well-documented and auditable
• Escalate complex or high-risk cases to senior AFC members for further assessment
• Draft and file internal Suspicious Activity Reports (iSARs) and support regulatory filings where required
• Work collaboratively within a global, cross-functional team, ensuring high-quality output and consistency in decisions

Preferred Qualifications

ACAMS, ACFCS, or similar certifications are a plus

Benefits

• Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world
• Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge
• Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals