Financial Crime Analyst

Summary

Join Visa's Currencycloud North America Compliance team as a Financial Crime Analyst, working remotely in the United States. You will play a crucial role in onboarding new financial institutions, payment institutions, and corporates, conducting KYC/KYB checks, and performing risk assessments. Responsibilities include reviewing regulatory cover, assessing AML frameworks, leading AML calls with clients, and undertaking enhanced due diligence. You will also support the Transaction Monitoring team and contribute to compliance administration. This role reports to the Head of Compliance - Americas and requires strong AML/risk framework understanding and excellent communication skills. The position offers a competitive salary and a comprehensive benefits package.

Requirements

2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Responsibilities

• Responsible for new business onboarding applications for Financial Institutions, Payment Institutions and Corporates in a myriad of industries and jurisdictions
• Carrying out know-your-customer (KYC) and Know-your-business (KYB) checks
• Reviewing client’s regulatory cover
• Performing Risk Assessment on new clients
• Assessing the effectiveness of each client’s AML framework
• Leading AML calls with clients including visual walkthroughs of their processes and systems
• Responsible for undertaking enhanced due diligence on customers that pose greater risks, including investigating the legitimacy of the funds used in the business relationship
• Proactively escalating cases to senior members of the team
• Provide support to Transaction Monitoring team by reviewing and decisioning real-time transactions
• Supporting NA Regulatory Officer with investigations review
• Complete Compliance administration (such as keeping client records up to date)
• Work cross-departmentally to proactively identify and resolve any queries

Preferred Qualifications

• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• Understanding of the Bank Secrecy Act. Knowledge of other payments regulations and AML typologies across North America will be advantageous but not necessary
• Possesses a comprehensive understanding of key Anti-Money Laundering (AML) and Risk frameworks
• Excellent communication skills and can provide constructive and clear feedback to queries
• Fast thinker and quick learner with the ability to work effectively under pressure, in a rapidly changing environment
• Excellent team working skills, capable of managing own workload and has tenacious attention to details
• Ability to priorities work by taking the impact and scale of the work into consideration, as well as manage time effectively to meet deadlines
• Able to analyze information to formulate questions and recommendations

Benefits

• Bonus and equity
• Medical
• Dental
• Vision
• 401 (k)
• FSA/HSA
• Life Insurance
• Paid Time Off
• Wellness Program