Senior Invoice Finance Specialist

Summary

Join Tide's Asset Backed Lending team as an experienced Invoice Finance Specialist. Contribute to developing and managing ABL activity, achieving targets, and growing the Invoice Finance function. You will originate, structure, and execute receivables-led transactions, working with inbound leads and your existing network. Responsibilities include deal execution, risk management, and relationship building with internal and external stakeholders. The ideal candidate possesses strong knowledge of Invoice Finance, proven success in helping customers secure funding, and excellent financial analysis skills. Tide offers a competitive salary, flexible working arrangements, and various benefits.

Requirements

• Have a strong working knowledge of Invoice Finance products/services and offerings
• Have a track record of successfully helping customers find the right funding
• Be comfortable working in a fast-moving company where priorities can change and processes may need to be created from scratch
• Have a strong network of relationships in the broker and intermediary markets, accountants, debt advisory, corporate finance, private equity, restructuring and accountancy firms at senior level
• Have very strong financial analysis skills
• Be a self-starter who doesn’t wait for instruction, and who works backwards from targets to ensure effective execution
• Have three to five years experience in a sales and target based role

Responsibilities

• Originate business in the Invoice Finance market, including participation in customer and lender meetings, preparation of proposals and attendance at market events and conferences
• Propose, negotiate and execute invoice finance facilities in the SME market, to support a variety of proposals from working capital requirements to facilitating growth and unlocking cash flow tied up in invoices
• Analyze customers' business and financial performance, ensuring you remain customer focused
• Lead and support invoice finance enquiries, managing the whole application cycle from first call through to completion
• Identify the customer requirement, placing opportunities with the correct lenders and keeping both the customer and the lender informed at all times
• Effectively assess, prepare and present cases for credit submission, including financial analysis and clearly articulating deal dynamics and key risks/mitigates of each transaction
• Operate at all times within the defined risk boundaries from both deal and compliance perspective, displaying a proactive attitude to managing risk
• Primarily work on inbound leads, but also be responsible for tapping into your existing network with receivables based finance requests, working with the marketing team to improve and enhance customer acquisition for the IF product class
• Actively develop and manage relationships with a variety of stakeholders internally and externally – through KPIs and targets

Benefits

• Competitive salary
• Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
• 24/7 Employee Assistance Programme
• 25 days holiday with the ability to buy extra days
• Invest in your development with a £1,000 professional L&D budget per year
• Access to ‘salary sacrifice’ benefits such as Cycle to Work scheme and pension contribution
• Spacious brand new office in Liverpool street with an all-day snacks bar
• Enhanced family-friendly leave
• 24 hours paid volunteering time off per year
• Flexible working options
• Sabbatical leave
• Make work, work for you! We are embracing new ways of working and support flexible working arrangements. With our Working Out of Office (WOO) policy our colleagues can work remotely from home or anywhere in their home country. Additionally, you can work from a different country for up to 90 days a year