Head Of Business Banking Product

Summary

Join FairMoney, a leading mobile banking institution, as its Head of Product for its growing POS merchant & agency business in Nigeria. This role requires a visionary leader with deep fintech, core payment systems, and business banking expertise. You will shape product strategy, drive innovation, and deliver exceptional financial services to merchants and businesses across Nigeria and Africa. The position involves leading the expansion of business banking services, overseeing core payment systems, conducting market research, and fostering a customer-centric approach. You will collaborate with cross-functional teams, ensure regulatory compliance, and lead a high-performing product team. FairMoney offers a dynamic environment and opportunities for professional growth.

Requirements

• Bachelor's or Master's degree in Business, Finance, Computer Science, or a related field
• Proven experience 8+ in fintech, product management, and business banking, preferably in the Nigerian or African market or emerging markets
• Strong understanding of core payment systems, financial technologies, and digital banking platforms
• Track record of successfully launching and scaling financial products and services
• Excellent strategic thinking, problem-solving, and decision-making abilities
• Strong leadership skills with the ability to motivate and inspire cross-functional teams
• Exceptional communication and interpersonal skills
• Experience with regulatory compliance in the financial services industry
• Flexibility to adapt to a fast-paced and evolving business environment
• Passion for driving financial inclusion and making a positive impact on businesses and communities

Responsibilities

• Develop and execute a comprehensive product strategy that aligns with the company's vision of becoming a leading business bank. Identify growth opportunities, market trends, and customer needs to enhance our product offerings
• Leverage fintech knowledge and industry insights to drive product innovation and digital transformation. Identify emerging technologies that can improve our financial services and optimise business processes
• Lead the expansion of our product portfolio to include business banking services such as deposits, lending, trade finance, and other financial solutions tailored to meet the needs of small and medium-sized businesses
• Oversee the enhancement and maintenance of our core payment systems, including POS terminals, to ensure seamless and secure transactions for our customers
• Conduct market research and competitive analysis to understand customer preferences, identify market gaps, and inform product development decisions
• Champion a customer-centric approach to product development, ensuring that all initiatives are focused on delivering value and an exceptional user experience to our merchant and business customers
• Collaborate closely with engineering, design, marketing, and operations teams to deliver new products and features in a timely manner
• Stay updated on relevant financial regulations and ensure that our products and services adhere to all compliance requirements
• Define key performance indicators (KPIs) and metrics to track the success of new product launches and overall product performance
• Build and lead a high-performing product team, fostering a culture of innovation, collaboration, and continuous improvement

Benefits

• Private Health Insurance
• Paid Time Off
• Pension Plan
• Remote Work
• Training & Development