International Payments Specialist

Summary

Join our team as an International Payments Specialist and play a crucial role in implementing and managing cross-border financial transactions.

Requirements

• 5+ years of experience in international payments, financial messaging, and treasury services, with a strong focus on cross-border payments and SWIFT connectivity
• Proven experience working with SWIFT and correspondent banks, managing relationships with financial institutions globally, and navigating complex regulatory environments
• Expertise in SWIFT infrastructure, messaging systems, and security protocols
• Experience in compliance and risk management related to international payments, with a solid understanding of AML, KYC, and global regulatory requirements
• Understanding of the regulatory frameworks around international payments and how they affect cross-border transactions
• Extensive experience with ISO 8583 (card transactions), ISO 15022 (SWIFT MT), and ISO 20022 (preferred) messaging standards
• Strong understanding of cross-border payment strategies and an understanding of how digital assets (cryptocurrencies, stablecoins, etc.) fit into the broader cross-border payments ecosystem
• Experience working in the payments industry or within a financial institution (bank, fintech, payment processor, etc.) with hands-on exposure to cross-border payment systems, financial messaging, and international payments
• Ability to thrive in a fast-paced, dynamic environment, with a startup mindset and a readiness to take on new challenges
• Self-starter, highly engaged, proactive, and ready to roll up your sleeves to tackle complex problems and drive solutions
• Strong leadership qualities, with the ability to take ownership, guide team members, and provide ongoing training and mentorship in cross-border payment operations

Responsibilities

• Assist in guiding and expanding the Payments Program to encompass a full spectrum of international payments, including SWIFT messaging and settlement, International ACH origination, and alternative cross-border payment methods such as Visa Direct and digital asset solutions
• Lead efforts in collaborating with SWIFT and internal stakeholders to become a SWIFT member with a fully connected BIC
• Identify the need for relationships with foreign financial institutions. If necessary, assist in identifying and managing relationships with these institutions to ensure seamless international payment processing
• Create and deliver training programs and develop operational procedures for the team to successfully process international payments and manage SWIFT messaging
• Assist with the reconciliation process for international payments, ensuring accurate settlement and tracking of payments across multiple platforms
• Prepare and present reports related to international payment activities, including fraud, discrepancies, and other key metrics
• Work alongside project managers and engineers as they build out international payment functionality into our platform
• Provide subject matter expertise to ensure that systems are designed and implemented to support international payments effectively
• Assist in educating clients on the requirements and processes for sending international payments
• Respond to client inquiries and resolve any issues related to international payments, ensuring a smooth client experience

Benefits

• Competitive compensation based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays